Our products

Our pension products.

Independent products designed through research and contributor involvement—built for employers, trustees, and members across Ghana.

Our products

We Redefined Pension Planning.

NBC Ghana Trust offers independent pension products shaped by research and contributor involvement—built for employers, trustees, and members across Ghana. Whether you need a cost-effective umbrella scheme, a flexible provident fund, or a long-term master trust, each product is designed to deliver institutional-quality administration without conflicts of interest.

Tier 3 Pension Scheme

The Umbrella Plan

For medium-sized employers, a professional, cost-effective retirement fund without the burden of a stand-alone scheme—giving employees a world-class benefit with institutional-quality administration.

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Flexible Customer Benefits

Fihankra Provident Fund

For smaller companies and unique needs, a flexible, cost-effective retirement funding solution that provides institutional-quality administration without the full cost of a stand-alone scheme.

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Tier 2 Pension Scheme

NBC Gold Master Trust

A powerful solution for financial security and peace of mind, designed for long-term retirement planning while you are still working and able to shape your future.

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NBC Ghana Tier 3 Umbrella Provident Fund logo Fihankra Provident Fund logo NBC Gold Pension Plan logo