Our Services — NBC Ghana Trust

Our services

Independent support across the scheme lifecycle.

NBC Ghana Trust provides independent professional services that help employers, trustees, and members design, administer, and sustain retirement and employee benefits schemes. From benefits design and fund administration to actuarial advice and home loan support, our team delivers practical guidance with no ownership ties to any life assurer or asset manager—so decisions stay focused on member outcomes.

Employee Benefits

Benefits Design

We craft custom employee benefits programmes that align with your company's strategic goals and meet the diverse needs of your workforce—attracting talent, boosting morale, and keeping your business competitive.

Scheme Operations

Retirement Fund Administration

Comprehensive and efficient fund administration that lets you focus on your core business. We are trusted to manage the retirement savings of over 30,000 members with accuracy, security, and exceptional service.

Risk & Valuation

Actuarial Services

Our experienced actuaries provide expert analysis, valuation, and strategic advice to help you manage risk and secure the long-term sustainability of your pension or employee benefits scheme.

Member Housing Support

Home Loan Services

Through a collaboration with a leading mortgage finance company, members can leverage a portion of their retirement fund balance to secure a home loan for a primary residence under the Pension Act, Act 766.

Advisors designing a custom employee benefits programme

Trustees in a boardroom reviewing scheme administration

The Umbrella Plan

Fihankra Provident Fund

NBC Gold Master Trust